Simplicity

Three Wise Moves in the Last Six Days of 2022

If your house is like mine, you have been swept up in the swirl of added activities surrounding the holidays. Yet there are a few other things I would encourage you to add to your year-end list, even if that list is already as long as your arm. Some are directly financial, and others indirect. […]

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Start Where You Are: Your Money in 2022

Most of us start a New Year with resolutions: lose weight, exercise more, get organized financially. According to credit bureau Experian, almost 50% of Americans want to save more in the next year – even though for many personal savings soared since Covid-19 hit the US in March 2020. Among New Year goals, more than […]

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Planning for Joy

Yes, losing 10 pounds might bring you joy when it happens. Giving up red meat and quitting smoking will help improve your health over time. Saving more money will result in meeting financial goals sooner, or with greater confidence, and you know I’m going to encourage this, but it won’t happen overnight. I cannot object […]

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Let the Debate Begin: Waiting for Tax Reform Details

Now that your 2016 tax return is behind you, you might be thinking about how tax reform changes expected under the Trump Administration might affect you. We are expecting a big announcement tomorrow, but despite some advance hype of “massive” changes, we’re likely to get only minimal details. The tax code is 4,029 pages and […]

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Why I Love Tourists

Most people who live someplace even moderately interesting are likely to say they hate tourists. Tourists can be slow, plodding, don’t know where they are going. They drive too slowly and walk erratically. They gawk, mouths agape, and point at things. That they do these things is exactly why I love them. This past week […]

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Planning in One Page

Colleague and sketch guy extraordinaire, Carl Richards, has a new book called The One-Page Financial Plan. My work is all about organizing, simplifying, and getting clarity around what really matters for you, and a one-page plan sounded awesome. As I often do, I test-drove this process myself and here’s what my One-Page Plan looks like: […]

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